our mission:

Community-driven local housing solutions.

The amenity-rich Panhandle region is one of the most inviting and beautiful places to live in the world. This has caused the cost of housing in North Idaho to increase rapidly. Bonner Community Housing Agency strives to produces creative solutions, develop quality affordable local housing, and assists those making the average median income fulfill their housing needs and goals.

PROGRAMS

We have creative programs that provide affordable housing based on a buyer’s income, not what the market will bear. If you make between 60% and 120% of area median income, please contact us if you are looking for housing.

income based local housing program

With employer-directed, landowner-directed, and investor-directed variations, this program provides income restrictions that keep local housing affordable to employees, seniors and the disabled.

ihfa home program

This program provides state-subsidized housing opportunities for those with low to very-low income and provides down payment assistance.

finally home! education program

This program teaches new homebuyers all the skills needed to effectively purchase and manage a new home. Completing this class can help you qualify for a more affordable mortgage. More information →

USDA 502 LOAN PACKAGING

This program is designed to help very low income low income applicants buy decent, safe, and sanitary housing in eligible rural areas. This program is not exclusive to low and very low income families. Email us for more information